Social Security promise – broken, or not?

During the recent election cycle, all candidates promised that Social Security “would not be touched.” That included President Trump, who committed that he would not “touch” Social Security. But with the recent events associated with the Department of Government Efficiency…

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Debt is impacting retirement

Debt, mostly credit card and medical debt, is the highest form of borrowing among Boomers and Gen X, according to a recent report released by National Debt Relief, a debt settlement organization. Half the respondents reported being “overwhelmed” by debt.…

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Providing workforce retirement benefits 

Most employers are committed to providing workforce retirement benefits for the foreseeable future, according to the recently released MetLife’s 2025 Enduring Retirement Model Study.  The study found that 8 in 10 large plan sponsors “cannot envision a time when their…

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Social Security insolvency is fixable

Not a day goes by that we don’t see some media posts about Social Security going bankrupt. Yes, the Social Security Trust fund is facing an insolvency issue in the coming years; however, it is fixable. One fixable item is…

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Medicare’s efforts to root out improper payments, fraud, waste and abuse

The Medicare program covers 68 million people and represents 15 percent of all federal spending. There are 1.4 million healthcare providers and almost a dozen different payment systems; improper payments and fraud have occurred. Despite actions over the years to reduce…

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“Ask Rusty – Will My Social Security Increase if I Keep Working After Applying?”

Dear Rusty: I am going to be 67 in a few weeks & I plan on working for another year or two. According to Social Security, they count the best 35 years to come up with your benefit. I currently…

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